For licensed Medicare agents, October 15th marks the official kick off of the Medicare Annual Enrollment Period (AEP), which allows eligible consumers to review their current plans and make changes to Medicare Advantage, Part D prescription drug plans, or even going from Medicare Advantage back to original Medicare through December 7th this year for their 2026 coverage.

There’s been a lot of disruption and changes within the Medicare space this year. With that in mind, AIP Marketing Alliance is not affiliated with or endorsed by the government or the Medicare program. For that reason, we are sharing this LinkedIn Newsletter’s content for educational and informational purposes only.

However, that’s doesn’t mean AIP Marketing Alliance cannot support your 2025 AEP Medicare sales. With more than 11,400 Americans turning age 65 daily, an estimated 4.18 million people become eligible for Medicare and could be asking your agents about their options for next year.

As a strategic partner of Integrity, AIPMA also has access to multiple, compliant resources designed to help out agents nationwide. We have a dedicated Integrity resource who will work with your clients and prospects to explain Medicare, review options, and assist them through the process. This partner will not sell any other products (annuity, life insurance, etc.) as the team only focuses on Medicare and treating your clients/prospects professionally like you do.

AIP Marketing Alliance also has access to insurance carriers with Medicare products, which includes compliant sales and marketing materials approved by some of the recognized carriers in this space. We also have access to some agent-approved materials designed to support Medicare sales, working with clients/prospects, and positioning appointments and plans that align with consumers’ needs. These resources also can be branded with your logo and contact information.

As a downline AIPMA wholesaler or agent, you also can gain access to IntegrityCONNECT™, which combines multiple resources into an all-in-one platform to make Medicare sales easier and more efficient. Some highlights include a best-in-class CRM system, integrated quote & eApp for multiple health products, getting a quick quote in 10 seconds from anywhere in the platform, and the ability to access from anywhere with the Integrity for Agents mobile app (Apple and Google Play stores).

IntegrityCONNECT also helps you build better relationships with your clients and prospects through automated, compliant marketing messages via email or text, leveraging Client Sync to easily collect key consumer health information, and recent activity stream for tracking and compliance.

AIPMA also is sharing one of the main consumer resources for you to share with clients and prospects – the officially Medicare website at medicare.gov. On this website, consumers can review content and download an electronic version of the Medicare & You 2026 Handbook, which is the official guide to Medicare. This handbook has important information about: Medicare benefits, costs, rights, and protections; health and drug plans; and answers to common questions.

One change per the 2026 handbook is if your client has Medicare drug coverage (Part D), his/her yearly out-of-pocket Part D drugs will be capped at $2,100 in 2026. Once this cap is reached, he/she won’t have to pay a copayment or coinsurance for covered Part D drugs for the rest of the calendar year.

The handbook also warns consumers to protect themselves from fraud and medical identity theft by checking their Medicare Summary Notices (MSNs), and their receipts and statements, for errors or services they possibly didn’t get. If they think their Medicare Number has been used fraudulently, call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.

If you are interested in learning more about Integrity’s Medicare/AEP resources available through AIP Marketing Alliance, please contact Darron Markwood, Vice President of Marketing and Compliance Officer, at (248) 312-2609 or [email protected]. He can discuss in more detail the resources available to independent insurance agents nationwide.

For more than 40 years, AIP Marketing Alliance (AIPMA), an Integrity Company, serves as a premier life insurance and annuity distribution partner to provide full-service support to independent wholesalers, brokerages and agents from our Troy, Michigan office. NOT AFFILIATED WITH OR ENDORSED BY THE GOVERNMENT OR THE MEDICARE PROGRAM.

AIP Marketing Alliance is committed to STRIVE in ’25 as we support our independent insurance wholesalers and agents. Visit our blog on aipma.com to stay informed on these upcoming launches and learn why wholesalers nationwide choose AIPMA as their distributor for selling life insurance, annuities, long-term care insurance, final expense, and much more. Ask about our lead services, myAIP CRM platform with customizable recruiter portal, and online tools/resources designed to grow your business. The difference is personal.

AIP Marketing Alliance, an Integrity Company, has developed this electronic communication for informational and educational use only. Be advised, AIP Marketing Alliance, Inc., does not provide legal advice, tax advice, or guidance on issues involving securities laws, insurance laws nor securities or insurance regulations. This material should not be relied on as providing any such advice or guidance to either agents or retail consumers. Within this communication, AIPMA shares links for usage as information only. This content should not be interpreted as solicitation to purchase life insurance, annuities, or other products or as advice designed to meet your clients’ specific needs. Content involving fiduciary, tax, or legal advice should be directed to your legal, tax, and financial professionals for specific advice or product recommendations. AIPMA will not accept any legal liability resulting from any use of 3rd party material(s).