Final Expense Insurance
More than 11,200 Americans turn age 65 every day creating an estimated 4.1 million households that are potential clients for end of life planning. AIP Marketing Alliance, an Integrity Company, provides the necessary resources to help your agents sell final expense life insurance (also called simple issue or guaranteed issue).
Final Expense Insurance
More than 11,200 Americans turn age 65 every day creating an estimated 4.1 million households that are potential clients for end of life planning. AIP Marketing Alliance, an Integrity Company, provides the necessary resources to help your agents sell final expense life insurance (also called simple issue or guaranteed issue).
Final Expense Trends
As AIPMA shared with Medicare supplement plans, more than 11,200 Americans turn age 65 every day creating an estimated 4.1 million households that are potential clients for end of life planning. According to the most recent study by the National Funeral Directors Association, the national median cost of a funeral with viewing and burial was $8,300, and if you add a vault, the median price is $9,995.
Surveys say the average agent selling Final Expense products may earn higher income than more traditional agents. First, this cross-selling opportunity can open the door to annuities, Medicare supplement and LTC sales. Second, final expense cements the good relationships the agent has with existing clients as well as attracting new clients.
AIPMA Resources
Through our final expense insurance carrier relationships, AIP Marketing Alliance supports these products for our independent wholesalers and agents.
- Agent Website/Portal: Final Expense Champions allows you to quote final expense insurance without login credentials or a password. We also include most of the common FE insurance carriers with links to their e-Apps.
- Carriers: Need access to the industry’s high-rated carriers with final expense insurance products? AIPMA can help your agents get contracted with Aetna, Foresters Financial, Gerber Life Insurance Company, Mutual of Omaha, Transamerica and other qualified final expense product carriers.
- Lead Programs: AIPMA has access to real-time final expense leads through Integrity's LeadCENTER platform. This full-service lead application allows you to drill down in a specific area, select how many leads you want, pay for them securely online, and then receive them in real-time from the platform.
- Consumer-facing website: Through LifeCENTER, agents can build a customizable, consumer website where prospects can quote final expense directly on the website. You can add phone number and email to make the experience easy for consumers looking to purchase final expense.
Each client’s situation is different. AIPMA also provides an experienced Business Development team to help you in selling final expense insurance products to your clients. Contact our Business Development Team at (800) 783-5206, Prompt 2 or marketing@aipma.com.
Final Expense Insurance Statistics
- Medical exams are usually not required for final expense insurance policies as the face amount of the policy may depend on age but is generally from $2,500 to is $25,000.
- Final expense insurance is available for people of all ages.
- Final expense insurance benefits are tax-free for the beneficiary and can be used for more than just funeral expenses (debts, mortgage, loans, etc.)
Are You Looking for a Specific Final Expense Insurance Carrier?
AIP Marketing Alliance is contracted with more than 70 insurance carriers (and growing!) so we can help you and your downline agents find a final expense insurance carrier. Our Case Management team can help guide you through the electronic contracting process.
Contact us at chrish@aipma.com or give us a call (800) 783-5206
Is Your Agency Selling Final Expense Insurance Products?
Why not? By adding a new product line, your agents can see how cross-selling to current clients also can attract prospects. AIPMA will work with you and your agents to get them contracted to sell final expense insurance. Simply click the button to the right to schedule a conversation with our Vice President of Business Development, Chris Howe.
Contact Us
800.783.5206
2041 E. Square Lake Road, Suite 100, Troy, Michigan 48085-3897
About Us
For more than 40 years, AIP Marketing Alliance (AIPMA), an Integrity Company, serves as a premier life insurance and annuity distribution partner to provide full-service support to independent wholesalers, brokerages and agents from our Troy, Michigan office. NOT AFFILIATED WITH OR ENDORSED BY THE GOVERNMENT OR THE MEDICARE PROGRAM. Copyright 2025