Guardian Pointe Private Wealth Management

Are you losing agents to Registered Investment Advisors? Some RIA lure agents into their fold with specific products, but then are required to use a different agency for selling life insurance and annuity products. Guardian Pointe is AIPMA's in-house RIA created to protect your agency and valued agents. We've also built the tools necessary to get your agents licensed to sell securities and the applications and software to keep them balanced and competitive in the market.

Guardian Pointe Private Wealth Management

Are you losing agents to Registered Investment Advisors? Some RIA lure agents into their fold with specific products, but then are required to use a different agency for selling life insurance and annuity products. Guardian Pointe is AIPMA's in-house RIA created to protect your agency and valued agents. We've also built the tools necessary to get your agents licensed to sell securities and the applications and software to keep them balanced and competitive in the market.

Introducing Guardian Pointe Private Wealth Management (RIA)

The securities market is HUGE. 401k’s and IRA’s invested in the stock market have become one of the principle ways that American save for retirement.

While we have always believed that your customers and prospects can accomplish many of their financial goals without taking unnecessary risk in the stock market, the securities industry has a different perspective.

Securities firms and its regulators continue to push to protect their turf and restrain the insurance only advisor from protecting at risk assets with fixed products and guaranteed income strategies.

Becoming an IAR

Your future depends on your customers and prospects seeing you as a capable, relevant, and compliant advisor. With that in mind, you owe it to yourself to look at becoming an IAR (investment advisor representative).

Capable

An IAR with an insurance license can operate in both the fixed and securities market. Your customers will see you as a one stop shop, capable of managing virtually any account. No longer will you have to ask your client to call their current stock broker to liquidate assets or have them explain the value of a fixed solution to their securities broker. Utilizing Folio +’ paperless custodial platform you will be able to ACAT (Automated Customer Account Transfer) customers funds from one firm to your RIA without getting the other advisor involved.

Relevant

Securities are an important part of the retirement puzzle, but the old theory of buy and hold seems to have lost its luster. The “Quantitative Analysis of Investor Behavior study”, completed by DALBAR in 2017 shows that many customers do not achieve the reported stock market returns because their emotions get in the way. Per this study, in 2016, the 20-year annualized S&P return was 7.68% while the 20-year annualized return for the Average Equity Fund Investor was only 4.79%, a gap of -2.89% annualized. (https://www.dalbar.com/QAIB/Index)

By utilizing our Dynamic Investment Management Platform, powered by A Smarter Way to Invest, we take the emotion out of mitigating stock market risk and give the customer a fighting chance for long term growth without the volatility of full buy and hold.

Compliant

Have your customers or prospects asked you if you were a fiduciary? Have you been told you need a “Financial Institution” to continue to offer FIA’s? With the media pushing the “fiduciary” message we expect consumers to seek out fiduciary advisors. Becoming an IAR not only makes you a fiduciary by default and puts a top-notch compliance team at your fingertips.

Disclosures

The content is developed from sources reasonably believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by AIP Marketing Alliance, to provide information on a topic that may be of interest. AIP Marketing Alliance is affiliated with Guardian Pointe Private Wealth Management LLC. This material is intended for both educational purposes and to promote interest in the subject matter only. It does not address any individual’s specific situation and is not to serve as the basis for any investment decision and should not be construed as a solicitation to invest. The material is based on the latest information available to the public and, while deemed accurate, is not guaranteed. Numerical examples, if any, are only illustrative. Guarantees, when applicable, are backed by the financial strength and claims-paying ability of the issuing carrier. For additional information, please contact Guardian Pointe Private Wealth Management directly. The opinions expressed, and material provided are for general informational purposes, and should not be considered a solicitation for the purchase or sale of any security nor the rendering of investment advice. Past performance is not an indication of future results and actual results may vary. Investing carries an inherent element of risk, including the risk of losing invested principal.Asset Management and Investment Advisory Services offered through Guardian Pointe Private Wealth Management, LLC. AIP Marketing Alliance is associated with Guardian Pointe Private Wealth Management, LLC.Copyright 2019 Guardian Pointe Private Wealth Management, LLC.

Contact us at rwilliams@guardianpointepwm.com or give us a call (844) 944-1044

Become an IAR!

Are you looking to become an IAR? How can aligning with an RIA like Guardian Pointe Private Wealth Management help your downline agents? Contact Richard D. Williams today to learn how Guardian Pointe can help you in that endeavor.

Contact Us

800.783.5206

2041 E. Square Lake Road, Suite 100, Troy, Michigan 48085-3897

About Us

For more than 35 years, AIP Marketing Alliance (AIPMA) serves as a premier life insurance and annuity distribution partner to provide full-service support to independent wholesalers, brokerages and agents from our Troy, Michigan office.