For decades, independent insurance agents have been looking for an easy process to sell term life insurance to their clients. Typically, a term life application process takes a lot of paperwork, communication with the carrier, scheduling of parameds, and other administrative work due to the product type.

Well, Bestow has changed the term life environment for the positive – and AIP Marketing Alliance is one of a limited number of nationwide insurance distributors to be able to offer this mobile-friendly application to our independent wholesalers and agents.

Understanding the Bestow Advantages

Bestow has developed an instant decision, mobile-friendly term life insurance process that quotes AND places coverage in LESS THAN five minutes. This limited-distribution, customizable platform is built to sell competitively-priced term life insurance quickly and easily with little to no involvement needed by an agent.

• NO quoting. NO case management. NO underwriting. NO parameds/medical exams. NO paperwork.
• Policies from $50,000 to $1,500,000. Premiums starting at $10/mo.
• Competitively priced term life insurance premiums.
• Policies are provided by an A+ rated carrier.
• 10 to 30 year terms (in five year increments).
• Your client can pay for their monthly premium with a credit card.

Truthfully, this application targets younger, millennial clients and prospects looking for a simple way to get term life insurance. It’s very mobile-friendly from any device (phone, tablet, laptop, PC) with electronic payment options. Consumers can apply for a 20-year policy if aged 21 to 45 years old and a 10-year policy if 21 to 55 years old.

Getting Started with Bestow through AIPMA

Like with any carrier, AIPMA will guide you through the process to get our independent wholesalers and agents set up with Bestow’s e-application. Wholesalers can receive a link for their business and then individual links for each agent wanting to leverage this mobile-friendly platform.

This link will become each agent’s sales tool to start the term life insurance process with a client. Once AIPMA/Bestow has sent the agent the link, the agent is welcome to share that link anywhere, including their website and/or social media. By saving this link on your phone or computer, you basically can send a link to a client or prospect from anywhere – the beach, the golf course, or anywhere else.

Why? You are not needed for any input during the Bestow process. Their mobile term life application does all the work by asking the questions, providing the quotes, approving or declining the client, and collecting payments for approved clients. The best part is anyone using the agent’s link who is approved and placed for a term life insurance policy earns a commission for that agent!

If you would like a preview of how easy Bestow makes selling term life insurance, AIPMA encourages you to watch this demonstration video of their application. To get started, please call AIPMA’s Business Development team at (800) 783-5206 Press #2 or email marketing@aipma.com.

This content is for agent use only.

Life insurance quotes provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life Insurance Policies offered by Bestow are issued on policy form LS181 and LS182, or state version including all applicable endorsements and riders, by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Products or issues ages may not be available in all jurisdictions. Limitations or restrictions may apply. Not available in New York © Our application asks about your lifestyle and health to avoid requiring a medical exam. North American is rated A+ (Superior) by A.M. Best. Limitations or restrictions may apply. A+ (Superior), the second highest rating out of 15 categories, was affirmed by A.M. Best for North American Company for Life and Health Insurance as part of Sammons Financial Group on August 19, 2020. A.M. Best is a large third party independent reporting and rating company that rates an insurance company on the basis of the company’s financial strength, operating performance and ability to meet its ongoing obligations to policyholders.